Access Your Home Equity with Clarity and Confidence
Welcome to Reverse Mortgages Australia, your local specialist broker. We help seniors fund a comfortable retirement, backed by strict statutory safeguards.
Make more of your retirement with the equity in your home
A reverse mortgage allows you to safely access your home equity without mandatory monthly repayments, giving you the freedom to fund your lifestyle while remaining in the home you love.
At Reverse Mortgages Australia
our service is based on
Three Pillars
1. 
INFORMED CHOICES
2. SECURE RETIREMENT
3. CONFIDENCE & PEACE OF MIND
INFORMED CHOICES
No Pressure. No Guesswork. Just Transparent Options
We keep things clear, respectful, and easy to understand so you can make informed decisions without pressure. You will always be in complete control of the pace and the final decision.
Consumer Protections: ASIC-Regulated Equity Forecasts | Standardised Information Statement | Mandatory Independent Reviews
Start here … Find out if you qualify
Check your eligibility
Your Free, No-Obligation Consultation
We can come to your home if at all possible
Navigating Pensions: How accessing your equity might interact with Centrelink, your age pension, or future aged care funding options.
Open family discussions:
We provide resources and support to help you involve your adult children in the conversation, ensuring clear communication across generations.
Independent Protections Guidance on Australia’s mandatory requirements for independent legal and financial advice, ensuring you are fully protected.
Accurate equity assessments: Exactly how much wealth you can safely release based on your current situation and property value.
Need More Information before you choose?
This Free Guide covers a wide range of practical information about Reverse Mortgages
SECURE RETIREMENT
We transfer your accumulated home equity into tax-free income solutions tailored to your retirement goals, with built-in reliability.
Because the “Big Four” banks no longer offer equity release in Australia, navigating the market requires a specialist. We scan a wide panel of Australia’s accredited reverse mortgage lenders to match your exact financial profile with the right product features, ensuring your loan structure is optimised for your long-term comfort and wealth safety.
Consumer Protections: Regulatory Suitability | Equity Preservation (LVR Limits)
Leave an inheritance or simply gift to children and grandchildren.
Buy a new car or update a car, caravan, or bike.
You can stay in your own home, with the finances to keep up with home maintenance.
Remove the stress of unexpected expenses.
Travel – the world or your own locale – visit friends.
Pay for in-place or residential aged care without having to sell your home.
Request your Custom Equity Forecast
Let us run the numbers and see exactly how a reverse mortgage could look for your property over 5,10 and 20 years.
Access our Personalised Calculator
CONFIDENCE & PEACE OF MIND
Total emotional and legal security for you and your family. Understand the protections designed to safeguard you, your home and your equity.
A reverse mortgage should never come with compromise or worry. We deliver a deeply respectful, stress-free process with clear communication at every step, ensuring you always feel safe and in complete control.
We don’t just promise peace of mind; the strongest federal consumer protection laws in the world permanently guarantee your security. When you structure an equity release loan with us, legal safeguards stand between you and any market volatility:
You can sleep easily knowing powerful federal safeguards protect your future.
We abide by:
ASIC-Regulated Equity Forecasts – use official ASIC Moneysmart calculators to simulate your loan and your equity over time
Standardised Information Statement – Before you make any commitments, you will receive a formal Reverse Mortgage Information Statement – a clear outline in a regulated, easy-to-read format.
Mandatory Independent Reviews – Ensure you obtain independent legal advice before entering into a contract, ensuring your family’s interests are completely safeguarded.
Regulatory Suitability – we are legally required to verify that the loan is “not unsuitable” for both your current circumstances and your future needs..
Equity Preservation (LVR Limits) – actively prevents borrowing too much equity too early in retirement, safeguarding your wealth for the long term.
No Negative Equity Guarantee – you or your estate can never owe more than what the home is worth when it is sold.
WHY CHOOSE US?
Founded by Raymond Taylor, Reverse Mortgages Australia was established to give older Australians a dedicated, pressure-free support network.
Choosing to unlock your home equity is a deeply personal decision. You shouldn’t have to navigate complex lender policies alone, or feel pressured by corporate sales targets.
Certified Specialist Standards: Every broker on our team holds advanced, specialised qualifications in equity release. We ensure your strategy complies strictly with the National Consumer Credit Protection Act.
Decades of collective experience: Led by Raymond Taylor’s more than 3 decades in the finance industry, including the last 20 years in equity release, our team has successfully guided hundreds of Australians safely through the equity release process.
A holistic strategic approach: We don’t just look at the loan. Our team analyses the big picture – safeguarding your Age Pension entitlements, assessing impacts on future aged care needs, and protecting family estate goals.
Your lifetime partners. Our service doesn’t end when your loan settles. Our client care team provides ongoing annual reviews to adjust our drawdown structures as our lifestyle needs evolve over time.
What our Clients have said:
My reverse mortgage application was not “straightforward”. However, in all my dealings with Ray and Nicholas, they were highly professional, patient and helpful at all stages of my application. They were always there to answer any of my queries/concerns. Excellent service at all times. I highly recommend this finance organisation to anyone wishing to embark on the Reverse Mortgage journey….they definitely smoothed the path for me.
C Curran
We could not have had better advice & assistance. Raymond & Nicholas were very easy to deal with & nothing was too much trouble. I would recommend them to everyone
Robin Wood
I can’t thank you enough. You have been so helpful and caring in trying to solve my financial problems. You gave me hope. I thank you for that.
Kind regards Elizabeth
Since my first meeting with Ray then Nic to discuss a reverse mortgage, My experience with them has been friendly, smooth & trouble free.Their service is informative – every detail explained and totally professional. I am extremely pleased with their service & the result. I can certainly recommend both Ray & Nic Taylor.
John
John Mcnamara
Reverse Mortgages Australia
Your Trusted Source of Reverse Mortgage Advice, Delivery and Support
From the first consultation with us, you can expect experienced, empathetic, specialist advice and a solution tailored to finance your retirement living and personal objectives.
We will ensure any reverse mortgage is sourced from trusted reverse mortgage lenders in Australia and meets your unique goals and your situation every time.
Get in touch today …
The Difference? – You’re Speaking with a Specialist Broker – Not a Call Centre!
Get in touch with Ray
CALL
ray@reversemortgagesaustralia.com.au
Get in touch with Roushna
CALL
office@reversemortgagesaustralia.com.au
